As Ireland’s leading mortgage advisor, we offer a comprehensive remortgage calculator to help you estimate your potential savings. Whether you’re considering a remortgage to lower your monthly payments, free up cash, or reduce your mortgage term, our free calculator will help you make an informed decision. Our remortgage calculator is user-friendly and designed to give you a comprehensive understanding of your remortgage potential. All you need to do is input your current mortgage details – the remaining balance, term, and current interest rate, along with the new mortgage rate you’re considering.
Once you’ve found a property that ticks all the boxes, it’s time to make an offer. Work with your estate agent to negotiate a fair price based on your budget and market research. Feel free to bookmark this page and come back whenever you need to calculate your remortgage savings. We’re here to make the remortgage process as seamless and beneficial as possible. This affordability calculator is designed to give an indication of how much you can borrow for a home loan based on a 35 year mortgage term.
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As one of Ireland’s switching mortgage experts, we have helped 1000’s of customers remortgage over the last 35 years. The Irish property market is unique, and it’s crucial to understand the specifics of moving house mortgages in this context. We’ll walk you through the process, the necessary documentation, and the standard regulations to keep in mind. Before diving into the property market, it’s crucial to assess your financial situation and establish a realistic budget. Consider your monthly income, expenses, and savings to determine the maximum mortgage you can afford. Don’t forget to include additional costs such as stamp duty, legal fees, and moving expenses.
Remortgage Calculator
Each has its chicken road game own advantages and potential drawbacks, so it’s vital to assess your personal circumstances and future plans before making a decision. Whether you’re upgrading or downsizing, moving homes can be a busy and stressful time. Our specialised team of experts will navigate and simplify the complex mortgage process. Whether you’re a first time buyer, moving, or switching mortgages, IMC takes care of the hard stuff for a seamless home buying experience. First time buyers maximum mortgage level is 4 times your gross annual income with the mortgage capped at 90% of the purchase price. At IMC, our award-winning mortgage advisors are available to help walk you through the process of moving to a new property.
Research the housing market to understand property prices and trends in your preferred location. Attend open houses, browse online listings, and consult with estate agents to gain valuable insights into your local property market. Our advice is always free – so there’s no better place to start your mortgage switching journey, than right here. We’ll help you lock in the best possible deal, select a lender, get mortgage approval, and oversee your application – we aim to save you €000’s.
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Expert guidance helping thousands of homebuyers find the right home financing at no cost. And, with more than €5+ billion in completed mortgages since 2004, our experts know how to assist you every step of the way, free of charge. For all your mortgage needs in Ireland, trust Ireland’s Mortgage Advisor – making mortgages simpler, one calculation at a time. Remember, your home may be repossessed if you do not keep up repayments on your mortgage. IMC is one of 3% of mortgage brokers in Ireland with direct access to all 9 top lenders.
We can provide insight and guidance to help you secure the best terms for your unique situation. Remortgaging is the process of switching your current mortgage to a new deal, either with your existing lender or a new one. This is often done to save money on your monthly repayments or to raise funds for home improvements, debt consolidation, or other large expenses. In Ireland, there are several types of moving house mortgage products to consider. These include Fixed Rate, Variable Rate, Green Rate, Eco Rate, over pay facilities etc..
- Feel free to bookmark this page and come back whenever you need to calculate your remortgage savings.
- The calculator will then display an estimate of what your new monthly payment could be, as well as the potential savings over the life of your mortgage.
- For all your mortgage needs in Ireland, trust Ireland’s Mortgage Advisor – making mortgages simpler, one calculation at a time.
- We’re here to make the remortgage process as seamless and beneficial as possible.
Most home buyers use a combination of mortgage facilities and savings or help to buy schemes to buy their new home. It is important to understand that the figures generated here are only illustrative – they are not a quotation! Different lenders calculate in slightly different ways, and may take other factors into account. For more than 35 years we’ve helped thousands from all over Ireland move homes quickly and easily using our free, impartial mortgage advice.
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For example, if your gross salary is €80,000, the maximum mortgage would be €320,000. This calculator gives you an estimate of the maximum amount you will be able to borrow. Second time buyers maximum mortgage is 3.5 times gross income with a cap also of 90% of the purchase price.
The calculator will then display an estimate of what your new monthly payment could be, as well as the potential savings over the life of your mortgage. Our remortgage calculator provides a great starting point, but every mortgage situation is unique. For tailored advice and a comprehensive review of your remortgage options, get in touch with our expert mortgage advisors today. A moving house mortgage, also known as a home mover mortgage, is a loan designed for individuals who are selling their current property and moving to a new home. We’ll provide an in-depth look at how these mortgages work in Ireland, the types of moving house mortgages available, and tips for securing the best deals.
This remortgage calculator is designed to give an indication of how much you can save by switching mortgages. This could include changing the interest rate, the term of the mortgage, or the type of mortgage. Often when people think of remortgaging they are looking to reduce the monthly payment that they make – this is a perfectly reasonable outcome, but is not the only one! If you’re thinking of switching mortgages, our award-winning mortgage advisors can help with impartial mortgage advice.
Our goal is to provide the best options – with access to all lenders – so you can make better, informed decisions about one of the most important financial investments you’ll ever make. When arranging mortgages we need to satisfy lenders that can comfortably afford the repayments on the mortgage. In this regard we look at evidence of consistent savings and also history of rental payments. First time buyers can take out a mortgage of up to 90% of the purchase price of a home. We offer expert advice on how to navigate potential obstacles, such as negative equity or dealing with multiple mortgages, and how to approach these issues in the most advantageous way.
Financial Planning
- Our goal is to provide the best options – with access to all lenders – so you can make better, informed decisions about one of the most important financial investments you’ll ever make.
- From life cover to mortgage protection and wealth planning, our team of advisors will help you achieve your financial goals.
- Before diving into the property market, it’s crucial to assess your financial situation and establish a realistic budget.
- Don’t forget to include additional costs such as stamp duty, legal fees, and moving expenses.
- Keep an open mind and be prepared to compromise on some aspects to find the perfect home.
You’ll have a dedicated team of experts you can trust – people who know your application inside out. From life cover to mortgage protection and wealth planning, our team of advisors will help you achieve your financial goals. Pack your belongings, hire a moving company, and notify utility providers and relevant authorities of your change of address.
Now that you have a clearer understanding of moving house mortgages in Ireland, the next step is to assess your individual circumstances. Contact us today for a personalised free consultation and let us help you make your home moving journey as smooth as possible. Finding the best deal for your moving house mortgage requires a solid understanding of the market and access to various mortgage providers.
For 35 years, we’ve established invaluable relationships with all of Ireland’s lenders. The lender covers our fee – our advice is always free so you can get the best, most suitable deal. Our advice is always free – so there’s no better place to start your moving journey, than right here. We keep up-to-date with the market to provide you with the best mortgage information. After a successful move, take the time to settle into your new home and make it your own. Explore your neighbourhood, get to know your neighbours, and enjoy the rewarding experience of being a first-time homeowner in Ireland.
